Trilogy Advisors

We understand relationships! Occasionally a relationship exists that is not likely to be replaced. None the less, business recognizes the need for due diligence and compliance.  It is essential to perform an annual plan review, employee education, implementation, and back office service. Our mission is to provide comprehensive benefits packaged at a reasonable price while limiting the liability for your organization and employees.  We strive to offer an unparalleled level of service and communication to provide all with a positive experience.We find that employees perform many different roles within their business.  Many businesses do not have the time or expertise to deal with the changing marketplace. We serve as an extension of an organizations HR department.We are an independent advisory firm that provides administrative support for small and large businesses, in all aspects of the group benefit market place.On occasion an organization does not wish to have a Broker.  We serve in the capacity of an independent consultant to assist the group in navigating their company through the complexities of the health care system.   


This is a fee bases cafeteria program based on the number of members and election of services.   


*Plan Quoting
*On-site employee meeting to gather submission information
*Electronic submission to the carrier on behalf of the group
*Plan Negotiation
*Plan implementation
*Onsite group meeting for plan presentation
*Ongoing plan maintenance:               

•  Enrollments                
• Terminations                
• Employee changes (address, add/delete dependents)                
• Claims issue resolution

*Quarterly employee meetings (question/answers)
*Health care reform updates and compliance
*Website access

Client services provided by Trilogy Group Benefits, LLC staff:

Initial consultation to discover where you are and what direction you wish to proceed with respect
to Group Health, Life, Short and Long Term Disability Insurance, Dental, Vision and 401K options.
Group Health Insurance:


• Review current plan and renewal options
• Shop up to nine comparable carriers with client’s prepared census
• Prepare spreadsheets for all quotes collected along with plan designs for client presentation book
• Review with client and discuss viable alternatives
• If change of carrier is desired, prepare submission package for client and their staff to complete
• “Scrub” applications and work with client for a “clean” submission
• Submit all documents to carrier of choice for final rates and enrollment
• Prepare “Contact” sheet showing pertinent telephone numbers and plan designs for employees’ reference point
• Conduct group meeting on site with all employees explaining new carrier, benefits and procedures
• Schedule regular quarterly visits on site to visit with employees and staff regarding questions and concerns
• Work with Human Resources Director on a daily basis to effect enrollment changes and answer any questions including COBRA issues
• Schedule monthly appointment with new hires to complete forms and explain benefits
• Process changes in enrollment with the carrier on client’s behalf including COBRA enrollment and letters
• Field employees’ phone calls on a daily basis answering questions and interceding for them with the carrier
• Upon renewal we start the quoting process over again preparing spread sheets , client books and client meetings.

Limitations may apply

Get to know Trilogy

                                                  

Trilogy Group Benefits, LLC was founded in 2009 as a full service corporate benefits broker. Michael A. Alfonso, Sr., President and owner, has been in business since 1997, but has evolved the firm into an agency that specializes in group healthcare, dental and vision as well as ancillary benefits.
In addition, we offer individual insurance to include but not limited to health, life, disability and long term care insurance.

Trilogy Group Benefits, LLC insures thousands of members throughout the State of Pennsylvania. We maintain our knowledgeable service department in-house; who are always available to offer immediate service and solutions for our clients and their employees. We focus on developing strategies to maintain a high level of benefits for a reasonable premium. We pride ourselves on our commitment to the client relationship. Very often we are considered to be an extension of the company’s Human Resource Department.

We specialize in providing benefits for groups of 2 through 250, small, middle and large market segments. We have several corporate synergies with organizations for groups that have members in excess or 250. Annually, we complete a comprehensive review of the multiple carriers in the region and create a customized presentation book for each organization that we represent.

We believe that the success of our agency is predicated on the fact that we hold all the members of the organization to the highest ethical standard and professional guidelines. Continuing education is essential to be aware and stay up to date with our rapidly changing industry. A large part of our business comes from referrals from our current client base. Our clients report saving time and often money, while receiving a high level and detailed review, in simple terms. We are frequently commented on a” job well done”.
We look forward to serving you and the needs of your employees.

Please check out our website at www.trilogygroupbenefits.com and get to know us some more!